ContractHub Directory

We have 5 recommended Contractor Mortgage Specialists

Take your time to choose the right Mortgage Company for you, one that understands needs and requirements as a Contractor. Here we offer a list of Mortgage Companies that we think provide a good offering to the IT contracting community.

  • Contractor Mortgages Made Easy

    Description of Services:

    Thinking about moving home?  Calculate how much you could borrow today! As a self-employed professional, getting a mortgage can be...

    Thinking about moving home?  Calculate how much you could borrow today!

    As a self-employed professional, getting a mortgage can be challenging.  Banks and lenders may not take an holistic view of your income or accurately assess affordability based on your total earnings. 

    As a result, you could end up with a loan that doesn’t reflect your true borrowing potential, with an interest rate that penalises you, just for being self-employed.

    At Contract Recruit, we’re committed to providing the best possible products & services for our customers and that is why we have teamed up with CMME.


    Fighting your corner

    CMME is the UK’s leading mortgage specialists for contractors, freelancers, and business owners. 

    Their range of exclusive mortgage deals for the self-employed allow you to secure borrowing based on your income as a whole.

    • Borrow up to 5 x your annualized income
    • Some of the most competitive rates in the market
    • Deals designed exclusively for self-employed professionals
    • Experts in complex income
    • 93% of client applications are successful


    CMME has helped over 25,000 clients get the mortgage they deserve.

    Click here to see how much you could borrow


    ContractRecruit are not authorised to offer regulated mortgage advice. ContractRecruit are introducers to CMME.

    Your property may be repossessed if you do not keep up repayments on your mortgage.
    CMME is a trading name of CMME Mortgages and Protection Limited. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798). Registered in England No. 04886692. Registered Office: Albany House, 5 Omega Park, Alton, Hampshire, GU34 2QE. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.

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  • The Contractor Mortgage Company

    Description of Services:

    At The Contractor Mortgage Company we specialise in providing mortgage advice to professional contractors in many sectors such as IT, Finance, Oil...

    At The Contractor Mortgage Company we specialise in providing mortgage advice to professional contractors in many sectors such as IT, Finance, Oil & Gas, Project Management and Engineering just to name a few. We are able to utilise bespoke underwriting with many lenders whereby your affordability will be assessed on your gross contract rate and not just your salary and dividends if using a Limited Company or salary if you are using an Umbrella Company.

    Contact us today on 0330 088 1260 for a free consultation with one of our experienced advisers to see how we can help you purchase your new dream home or save you money by remortgaging.

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  • Neil Soundy Financial Services

    Description of Services:

    Straight-forward advice for contractors. Majority of cases can be placed on first phone call. Do not hold information over clients. Happy...

    Straight-forward advice for contractors.

    Majority of cases can be placed on first phone call.

    Do not hold information over clients. Happy to name lenders and discuss rates.

    Client testimonials dating from January 2013 till present on our website.

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  • My Contractor Mortgage

    Description of Services:

    What Do We Do ? At My Contractor Mortgage we are specialists in Contractor Mortgages.  We arrange mortgages based on your daily...

    What Do We Do ?

    At My Contractor Mortgage we are specialists in Contractor Mortgages.  We arrange mortgages based on your daily contract rate, rather than your taxable income.  No need for company accounts or tax returns, the
    mortgage is assessed from your signed contract document.

    There is no increase in the rate or lender fee because you are a contractor.  Standard lender rates and
    fees apply to all the contractor mortgage lenders we deal with


    Why Are We Different ?

    Our priority is you and we take a ‘best fit’ approach.  We don’t just run to the traditional contractor friendly
    lenders, we study your circumstances and recommend from ALL the lenders that you may be eligible for.

    In addition to contractor friendly lenders there are also ‘semi-contractor friendly’ lenders.  You may operate via
    a Ltd Co that has 1 years accounts, or your Company Profits may exceed what you draw in Salary & Dividend.  Considering these other options may well increase the number of lenders available to you.

    Alternatively, you may have been working via the same Umbrella Company for over 12 months and fit some
    banks PAYE Employed criteria.

    We check ALL the options and give you the widest possible choice.


    Meet a Real Person

    We have a Central London presence, so if you are in London you can come and see us, or we can visit you at your place of work.
    You will also get direct access to a qualified adviser who will deal with you from application to completion. You
    get access via direct dial, email and mobile phone.


    Why Use Us?

    With over a decade’s experience at dealing with Contractor Mortgages, Freelancer Mortgages and Company Directors, we think we’re up to the task

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    • Radius House, 51 Clarendon Road, Watford
    • 0207 004 7122
    • Open Website
  • Broadbench

    Description of Services:

    The majority of Mortgage and Insurance products aren’t designed for Contractors – they’re designed for people in full-time jobs....

    The majority of Mortgage and Insurance products aren’t designed for Contractors – they’re designed for people in full-time jobs. That’s where we can help. We’re Contractor Mortgage and Insurance experts and get what you do and, we only work with lenders and insurers who understand that too.

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